UPDATE 2020There’s a TOWING company in the CAROLINA’S that’s holding all of my families’ birth certificates, social security numbers, sealed court records, sealed social security cards from the SSA office, and a confirmed verbal PROOF of insurance and copies of the insurance payment receipt of PROOF OF Payments made to STATE FARM. I also met with, verified POLICY status with TWO STATE FARM agents that BOTH called to verify my “Active POLICY” #FederalCASE
ORIGINAL POST:
As a content creator, I have the responsibility of protecting my client's data. Each day we hear about breaches in security when it comes to online transactions and protecting people's identities. One of the fastest growing crimes is identity theft.
While speaking to an old aquaintance, I learned that someone had used her social security number to try to get a new car. I could not understand how that was possible when most car dealers require verification of ID such as a driver's license, insurance for any vehicles currently owned, or some other identifying proof, especially since you will be driving off the lot with plates, new insurance, registration etc.
I also know that they make copies of these things in addition to collecting other data, but more importantly, this old friend was extremely puzzled because her credit is low, she doesn't keep up with her bills and barely had employment in a few years, but yet this still happened to her. Why on earth was she chosen? Who knows.
I guess no matter our circumstances we all have to be proactive in protecting our identities and making sure we stay on top of it. If it means putting fraud alerts on our accounts and writing to regulatory agencies so be it.
From what I read in the news most targets are people who have something going on....so much that they wouldn't notice, but anyway Trans Union, Equifax, and Experian have some really good protections against this:
Fighting Identity Theft
Experian
Equifax
Experian
I also found out about Debix and Lifelock
Lifelock
Debix
And......last but not least
Fill out this report and push until you get results.
Best,
Michelle
On a last note, auto loan fraud (even online) is fraud that deals with people who have "received" a loan and feel like they were defrauded while doing so.
Update:
applying for and receiving car loans online is not a growing crime due to the above mentioned factors. To learn about the latest frauds dealing with automobiles, click here:Latest auto fraud
All the best